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Most contract growers are on policies that leave them exposed. Here's what we hear every day:
High wind deductibles of 5–10% costing you thousands on every claim?
Snow or ice collapse exclusions leaving your barns unprotected in winter?
Limited options for older farms — told your barns are "too old" to insure at full value?
Rising premiums every year with no improvement in coverage or service?
Watch a short overview of why growers across the region are switching to PGA — explained clearly, in your language.
Poultry Growers Alliance — Educational Overview
Purpose-built for contract poultry farmers. Three policies. One program.
Everything covered unless specifically excluded — not a short list of named events. The broadest protection available.
Up to 15% above your stated limit for construction cost spikes after a loss. Competitors offer 100% at best.
Most growers are sitting on 5–10%. On a $500K barn, that's a $25–50K out-of-pocket hit. PGA cuts it in half or more.
$150K per breakdown, $50K business income, generator coverage included. Most traditional policies exclude this coverage.
| Feature | Typical Farm Policy | PGA Program |
|---|---|---|
| Coverage Form | Basic or Broad (named perils) | Special / Open Peril ✓ |
| Wind/Hail Deductible | 5–10% | 2–3% ✓ |
| Replacement Cost | 100% ACV (older barns) | 115% RCV up to the policy limit ✓ |
| Equipment Breakdown | Not included | $150K per breakdown ✓ |
| Business Income | Not offered Too expensive Too many restrictions | Grower decides limit Actual loss sustained 72 hr waiting period No time restrictions |
Straight answers before you ever pick up the phone.
Takes about 2 minutes. No obligation. We'll show you exactly what you'd have — and what you're missing.
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Schedule a 30-Minute Call